Thursday, 9 January 2014 = Scam

Name: Joseph Tano

Good day,

I know this is an unconventional way of introducing a big and profitable business deal,
but I however want you to take your time to read my letter carefully, you will understand
the necessity for my action. I got your e mail address from the Ministry of Commerce Directory

My name is Joseph Tano, staff of Private Bank here in the S.A. I am
contacting you concerning a deceased customer and an investment he
placed under our banks management 14yrs ago. I would respectfully
request that you
keep the contents of this mail confidential and respect the integrity of
the information you come by as a result of this mail.

I contacted you independently of our investigation and no one is informed
of this communication. I would like to intimate you with certain facts
that I believe would be of interest to you. In 2004, the subject matter
came to our bank to engage in business discussions with our private
banking division. He informed us that he had a financial portfolio of
five Million Three Hundred and Fifty Thousand United States Dollars
($5,350,000.00 USD), which he wished to have us turn over (invest) on his
behalf. I was the officer assigned to his case; I made numerous
suggestions in line with my duties as the de-facto chief operations
officer of the private banking sector, especially given the volume of
funds he wished to put into our bank. We met on numerous occasions prior
to any investments being placed. I encouraged him to consider various
growth funds with prime ratings. The favored route in my advice to
customers is to start by assessing data on 6000 traditional stocks and
bond managers and 2000 managers of alternative investments. Based on my
advice, we spun the money around various opportunities and made
attractive margins for our first months of operation, the accrued profit
and interest stood at this point at over Ten million United States
Dollars, this margin was not the full potential of the fund but he
desired low risk guaranteed returns on investments.

In mid 2006, he asked that the money be liquidated because he needed to
make an urgent investment requiring cash payments in here in the Republic
of South Africa. He directed that I liquidate the funds and deposit it with a
security firm here in South Africa. I informed him that the bank would have
to make special arrangements to have this done and in order not to
circumvent due process, the bank would have to make a 9.5 % deduction
from the funds to cater for banking and statutory charges. He complained
about the charges but later came around when I explained to him the
complexities of the task he was asking of us. Cash movement across
borders has become especially strict since the incidents of 9/11. I
contacted my affiliate here in South Africa and made the funds available to the
bank. I undertook all the processes and made sure I followed his precise
instructions to the letter and had the funds deposited at the Bank ,
this bank is a specialist private firm that accepts
deposits from high net worth individuals and blue chip corporations that
handle valuable products or undertake transactions that need immediate
access to cash. This small and highly private organization is familiar
especially to the highly placed and well-connected organizations. In
line with Instructions, the money was deposited with the Bank, The
deceased told me he wanted the money; there in anticipation of his
arrival from the United Kingdom later that week. This was the last communication we
had, this transpired around 25th June 2006. In June last year, we got a
call from the Bank informing us that the activity of that particular
portfolio. This was an astounding position as far as I was concerned,
given the fact that I managed the private banking sector I was the only
one who knew about the deposit at the Bank, and I could not understand
why the deceased had not come forward to claim his deposit. I made
futile efforts to locate the deceased. I immediately passed the task of
locating him to the internal investigations department of the Bank. Four
days later, information started to trickle in, apparently our client was
dead. A person who
suited his description was declared dead of a heart attack in London.

We were soon enough able to identify the body and cause of death was
confirmed. The bank immediately launched an investigation into possible
surviving next of kin to alert about the situation and also to come
forward to claim his estate here in South Africa . If you are familiar with private banking
affairs, those who patronize our services usually prefer anonymity, but
also some levels of detachment from conventional processes. In his
bio-data form, he listed no next of kin. In the field of private banking
opening an account with us means no one will know of its existence,
accounts are rarely held under a name; depositors such as
Foreign Contractors use numbers and codes to
make the accounts anonymous. This bank also gives the choice to
depositors of having their mail sent to them or held at the bank itself,
ensuring that there are no traces of the account and as I said,
rarely do they nominate next of kin.

Private banking clients apart from not nominating next of kin also
usually in most cases leave wills in our care, in this case; the
deceased died without a testament .In line with our internal processes
for account holders who have passed away, we instituted our own
Investigations in good faith to determine who should have right to claim
the estate. This
investigation has for the past months been unfruitful. We have scanned
every continent and used our private investigation affiliate companies
to get to the root of the problem. It is this investigation that resulted
in my being furnished with your details as a possible relative of the
deceased. My official capacity dictates that I am the only party to
supervise the investigation and the only party to receive the results of
the investigation. What this means, you being the last batch of names we
have considered, is that our dear late fellow died with no known or
identifiable family member. This leaves me as the only person with the
full picture of what the prevailing situation is in relation to the
deposit and the late beneficiary
of the deposit.

According to practice, The Bank will by the end 2014 Financial Year
broadcast a request for statements of claim
to the Bank. failing to receive viable claims they will most probably
revert the deposit back to the Bank. This will result in the money
entering the Bank accounting system and the portfolio will be out of my
hands and out of the private banking division. This will not happen if I
have my way. What I wish to relate to you will smack of
unethical practice but I want you to understand something. It is only an
outsider to the banking world who finds the internal politics of the
banking world aberrational.

The world of private banking especially is fraught with huge rewards for
those who occupy certain offices and oversee certain portfolios. You
should have begun by now to put together the general direction of what I
propose. I alone
have the deposit details and they will release the deposit to no one
unless I instruct them to do so. I alone know of the existence of this
deposit for as far as the Bank is concerned, the transaction with our late
customer concluded
when I sent the funds to the bank, all outstanding interactions in
relation to the file are just customer services and due process. The Bank
has no single idea of what the history or nature of the deposit. They are
simply awaiting
instructions to release the deposit to any party that comes forward. This
is the situation. This bank has spent great amounts of money trying to
track this mans family; they have investigated for months and have found
no family. The investigation has come to an end. My proposal; you share
similar details to the late fellow; I am prepared to place you in a
position to instruct the bank to release the deposit to you as the closest
surviving relation. Upon receipt of the deposit, I am prepared to share
the money with you in half. That is: I will simply nominate you as the
next of kin and
have them release the deposit to you. We share the proceeds 50/50.I would
have gone ahead to ask the funds be released to me, but that would have
drawn a straight line to me and my involvement in claiming the deposit. I
assure you that I could have the deposit released to you within a few
days. I will simply inform the bank of the final closing of the file
relating to the deceased I will then officially communicate with the Bank
and instruct them to release the deposit to you. With these two things:
all is done. The alternative would be for us to have the Bank direct the
funds to another
bank with you as account holder. This way there will be no need for you to
think of receiving the money from The Bank. We can fine-tune this based on
our interactions. I am aware of the consequences of this proposal. I ask
that if you
find no interest in this project that you should discard this mail. I ask
that you do not be vindictive and destructive. If my offer is of no appeal
to you, delete this message and forget I ever contacted you. Do not
destroy my career because you do not approve of my proposal.

You may not know this but people like myself who have made tidy sums out
of comparable situations run the whole private banking sector. I am not a
criminal and what I do, I do not find against good conscience, this may
be hard for
you to understand, but the dynamics of my industry dictates that I make
this move. Such opportunities only come ones' way once in a lifetime. I
cannot let this chance pass me by, for once I find myself in total control
of my destiny. These chances won’t pass me by. I ask that you do not
destroy my chances, if you will not work with me let me know and let me
move on with my life but do not destroy me. I am a family man and this is
an opportunity to provide them with new opportunities. There is a reward
for this project and it is a task well worth undertaking. I have evaluated
the risks and the
only risk I have here is from you refusing to work with me and alerting my
bank. I am the only one who knows of this situation, good fortune has
blessed you with a name that has planted you into the center of relevance
in my life. Let share the blessing. If you find yourself able to work
with me, contact me through this same email account. If you give me
positive signals, I will initiate this process towards a conclusion. I
wish to inform you that should you contact me via official channels; I
will deny knowing you and about this project. I repeat, I do not want you
contacting me through my official phone lines nor do I want you contacting
me through my official email account. Contact me only through the numbers
I will provide for you and also through this email address. I do not
want any direct link between you and me.
My official lines are not secure lines as they are periodically monitored
to assess our level of customer care in line with our Total Quality
Management Policy.

Please observe this instruction religiously. Please, again, note I am a
family man, I have a wife and children. I send you this mail not without a
measure of fear as to what the consequences, but I know within me that
nothing ventured is nothing gained and that success and riches never come
easy or on a platter of gold. This is the one truth I have learnt from my
private banking clients. Do not betray my confidence. If we can be of one
accord, we should plan a meeting, soon.

Re: Good Day

Mr Joseph Tano

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